Fraud and AML have long operated as parallel disciplines, each with its own teams, regulatory obligations, and organizational reporting lines. That separation is again under growing pressure. Across the industry, institutions are confronting common challenges: fragmented customer risk views, missed connections between fraudulent activity and downstream money laundering, and rising operational costs from running two functions that are often responding to the same threat.

Crypto and digital assets bring a new dimension to this conversation. The path from a crypto-enabled scam to fraud to sophisticated money laundering is well established, and it does not sit neatly inside either function. For institutions with digital asset exposure, acquirer relationships, or payment network connections, this is not a theoretical risk. It is a live operational and compliance challenge that is forcing the question of who owns it and how to respond.

This session examines where the boundaries between these two disciplines are shifting, how crypto changes the picture, and what institutions are doing in practice to build a more coherent financial crime response.