After 28 years of working within Building Societies and Financial Advice firms, and with a clear focus on improving the circumstances of the people and businesses in local communities, Stuart Fearn MBE made a conscious move to lead a Charity focusing on helping those facing poverty exasperated by the cost-of-living crisis. He also determined that banking branch closures wasn't inevitable. For the last 14 months Stuart has worked across the Building Society and Credit Union sectors, to advise on the use of technology to maintain and open new, long term, viable branches.