Karen Boyer has over 25 years of diverse banking experience with over 15 in the realm of Fraud. She is currently Senior Vice President of Financial Crimes and Fraud Intelligence, at M&T Bank. In this capacity, Karen is responsible for running teams of analysts and investigators, developing fraud detection and prevention strategies related to financial channels in and out of the organization, and managing the risk of the evolving real-time payment methods in the financial industry.

Ms. Boyer has held various positions in the fraud umbrella with increasing responsibility and successfully developed key strategies and techniques to substantially reduce loss and protect new product releases as payments continue to digitize and deliver in real time. By her peers and organization, she is considered an expert in cybercrimes, sweetheart scams, phishing techniques, card cracking, ATO, and credential harvesting related to recruitment of money mules and cyber threat actors around the country.

Karen is an active member of the ABA, ACFE, BPI, FS-ISAC and the IAFCI; obtaining her Certification in Cyber Crime Investigations, Certification in Financial Crime Investigations, as well as CFE. She is a fraud industry professional, holding a position on the ABA fraud advisory group, BPI Steering Committee, ACFE fraud council, is the Chair for the Fraud Monitoring Task force for FDX and Co Chairs the Cyber Fraud Industry Group and most recently part of the Federal Reserve Scam Info Sharing Working Group.