The industry has made significant strides in developing innovative, automated tools and models to identify identities that are high fraud risks; however, a further challenge lies in effectively vetting and managing these high-risk applications and accounts. This roundtable discussion delves into strategies to step-up risk assessment processes across identity fraud vectors to effectively separate legitimate customers from fraudsters. Attendees will explore best practices for step-up processes—including the utilization of eCBSV and other capabilities—to positively identify consumers and help determine their intent, with the ultimate goals of reducing fraud losses and truly knowing your customers.