Instant payments are no longer about speed — they are becoming the strategic backbone of modern financial ecosystems. In this session, Prasad Jahagirdar brings a leadership perspective on how RTP and FedNow are enabling a shift toward smarter, scalable, and value-driven experiences that redefine how financial institutions serve consumer and small business clients.

Drawing on his work at Truist, Prasad will highlight how the organization is actively riding the real-time payments innovation wave — translating capabilities like Request for Payment (RFP), real-time funding, and embedded payment journeys into tangible client impact. This session will challenge institutions to move beyond enablement and focus on scaling innovation into competitive advantage, operational efficiency, and sustainable growth in an always-on, real-time economy.