As technology rapidly evolves and development costs shift, insurance companies face increasingly complex decisions about software development strategies. This roundtable will explore how the traditional "buy vs. build" paradigm is evolving in the context of advancing AI capabilities, changing cost structures, and emerging development methodologies. Participants will discuss how solution providers are adapting to market changes, strategies for managing Software-as-a-Solution (SaaS) cost inflation, and approaches to evaluating build versus buy decisions in an era of accelerated technological change. The session will include perspectives on measuring total cost of ownership, managing technical debt, and balancing innovation with operational efficiency.