Virtual ledgers enable bank to operate cross-rail money movement that bridges traditional payment networks and blockchain-based settlement layers. The panelists will explain how a single integration can route payments across ACH, wire, SEPA, Faster Payments, RTP, FedNow, and multiple blockchain networks.

Participants will learn how virtual ledger-based platforms construct the core architectural structure for which fiat and stablecoins flow through one system rather than being managed by separate vendors.