Clients rely on Datos Insights for our proprietary data, and for the guidance that turns that data into clear action for their organizations. In this State of the Union, we will reveal the most surprising findings from our 2026 surveys, examine what they mean for FIs competing for business customers, and lay out a framework for how your organization should respond. While setting the stage for the day, you will leave with a clearer view of what is coming and how to get ahead of the shifts before you feel their impact.