Manish Malhotra is the Founder and CEO of Income Discovery, a cutting-edge platform that simplifies complex retirement income planning. Before founding Income Discovery, Manish served as Senior Vice President at Citigroup Global Wealth Management, where he led application architecture for strategic initiatives at Smith Barney and Private Bank. Earlier in his career, he developed market and credit risk systems at Nomura Securities and Bank of America.

Manish began his professional journey in India, underwriting credit for greenfield projects at ICICI. He later transitioned to financial technology at Dresdner Kleinwort Benson’s Indian subsidiary.