Sandeep Rana is a recognized leader in fraud risk management and digital security innovation, with extensive experience shaping strategies that protect customers and enable business growth. As Head of Application Fraud and Identity Product at Discover Financial, Sandeep leads multidisciplinary teams to deliver advanced fraud prevention capabilities and innovative authentication solutions. Under his leadership, Discover has achieved significant milestones in reducing fraud and enhancing customer experience through the development of cutting-edge security capabilities. His expertise spans fraud analytics, identity verification, and product innovation, making him a trusted voice on the future of secure digital ecosystems. Sandeep holds a Master’s in Economics from the Delhi School of Economics and has previously driven fraud strategy and risk management initiatives at leading global financial institutions. Passionate about leveraging data science and technology to outpace fraudsters, he is committed to building trust and resilience in the digital economy.