Josh Fox is Vice President of Operations at H&R Block, where he leads enterprise-wide efforts to modernize and scale the company’s fraud strategy. With over 15 years of experience across payments, fraud, and operations, Josh has built and led high-performing teams at the intersection of financial services and technology—including leadership roles at Fortune 500 companies like Meta and StoneX. He is also a former actuary, with deep expertise in pricing, reserving, and forecasting, helping organizations navigate financial risk.

His work spans fraud prevention, risk management, and customer experience, with a particular focus on building scalable, intelligence-driven systems that protect both the business and its customers. His approach emphasizes reducing friction without compromising security, enabling organizations to move faster while staying protected.