Paul’s current role involves responsibility for Point of Sale, Account Takeover and New Product Fraud risk globally for American Express. He joined Amex in 2014 as Director of the Emerging Payments and POS authentication team. In subsequent roles he has had responsibility for fraud risk management of the Non-card and Commercial portfolios as well as global fraud authentication capabilities. In his most recent role, he spent two years forming and leading the Payments Risk team with American Express.