Karan heads the Banking, Financial Services and Insurance segment for North American clients at Persistent Systems. He has worked as a trusted adviser with financial institutions across three continents over the past 18 years and has extensive experience in helping organizations leverage digital as a medium for revenue growth as well as cost optimization. Core banking modernization, payments transformation, treasury operations, channel transformation, open banking, RegTech, RiskTech and data analytics are a few areas where Karan has built operating models optimized for location strategy and high velocity agile delivery.